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You should always consult a financial, tax, or legal professional familiar about your unique circumstances before making any financial decisions. This material is intended for educational purposes only. Nothing in this material constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fulcturate with market conditions, and security positions, when sold, may be worth less or more than their original cost.

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Barnhart Wealth Management LLC (“BWM”) is a registered investment advisor offering advisory services in the State of Michigan and other jurisdictions where exempted. Registration does not imply a certain level of skill or training. Follow-up or individualized responses to consumers in a particular state by BWM in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant to an applicable state exemption. Opinions expressed herein are solely those of BWM, unless otherwise specifically cited. Material presented is believed to be from reliable sources, and our firm makes no representations as to other parties’ informational accuracy or completeness.

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